Cash Back

card_name

Cash Back Structure:

6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% cash back on select U.S. streaming subscriptions.
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% cash back at U.S. gas stations.
1% cash back on all other purchases.

Annual Fee: annual_fees. For rates and fess of the card_name, please visit See Rates and Fees

Sign-Up Bonus: bonus_miles_full

Key Features:

High Cash Back on Supermarkets and Streaming: The 6% cash back at U.S. supermarkets makes this card particularly valuable for families or individuals who spend heavily on groceries.
Intro APR Offer: Enjoy 0% APR on purchases and balance transfers for the first 12 months (reg_apr,reg_apr_type after intro period), giving you time to pay off debt.
Unique benefit: Get up to $84 Disney Bundle credit. After spending $9.99 or more on the card, you can get $7 back each month with an auto-renewing subscription (enrollment required).

Who Should Get It: card_name is best suited for individuals or families who spend significantly at supermarkets and on streaming services. The high cash back rates in these categories can outweigh the annual fee, especially for those who maximize their grocery spending.

Drawbacks: The annual_fees annual fee, though waived for the first year, may be a consideration for those who do not spend enough in the bonus categories. Additionally, the 6% cash back on groceries is capped at $6,000 annually, meaning any spending beyond that will earn only 1%.

card_name

Cash Back Structure:

5% on travel purchases made through the Chase Ultimate Rewards® portal.
3% on dining, including takeout and delivery.
3% on drugstore purchases.
1.5% on all other purchases.

Annual Fee: annual_fees

Sign-Up Bonus: bonus_miles_full

Key Features:

Chase Ultimate Rewards® Integration: Points earned can be combined with cards like the Chase Sapphire Preferred® or Sapphire Reserve®, enhancing their value when redeemed for travel.
No Category Restrictions for 1.5% Cash Back: Every purchase outside the bonus categories earns 1.5%, which is higher than the standard 1% offered by many other cards.
Long Intro APR: Take advantage of a 0% intro APR on purchases and balance transfers for 15 months (reg_apr,reg_apr_type after intro period)

Who Should Get It: card_name is best for individuals who value flexibility in their cash back rewards and want to maximize earnings on everyday purchases, especially dining and travel booked through the Chase portal. The integration with Chase Ultimate Rewards® adds significant value for those who also have other Chase cards.

Drawbacks: Travel rewards are tied to the Chase Ultimate Rewards® portal, which means users may not have the same flexibility as direct booking. Additionally, those who spend heavily in specific categories may find other cards offer higher rewards in those areas.

card_name

Cash Back Structure:

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply.
1.5% cash back on every purchase, everywhere, with no limits.

Annual Fee: annual_fees

Sign-Up Bonus: bonus_miles_full

Key Features:

Unlimited Cash Back: The straightforward 1.5% cash back on all purchases makes it easy to earn rewards without worrying about rotating categories or spending limits.
No Foreign Transaction Fees: Ideal for travelers, as there are no additional fees for purchases made outside the U.S.
Long Intro APR: Take advantage of a 0% intro APR on purchases and balance transfers for 15 months (reg_apr,reg_apr_type after intro period)

Who Should Get It: card_name is ideal for individuals seeking a simple, straightforward cash back card with a decent earning rate on all purchases. It’s perfect for those who want to earn cash back without the hassle of rotating categories or complicated redemption processes.

Drawbacks: The 1.5% cash back rate is lower than some competitors that offer higher rates in specific categories. Additionally, while the card has a solid cash back structure, it lacks more extensive travel benefits or rewards features found in premium cards.

card_name

Cash Back Structure:

8% Cash Back on Capital One Entertainment purchases.
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
1% cash back on all other purchases.

Annual Fee: annual_fees

Sign-Up Bonus: bonus_miles_full

Key Features:

High Rewards for Foodies and Entertainment Lovers: The 3% cash back on dining and entertainment makes this card particularly attractive for those who frequently dine out or enjoy going to events.
Special Perks for Uber Lovers: Enjoy 10% cash back on Uber and Uber Eats purchases, plus complimentary Uber One membership credits.
No Foreign Transaction Fees: Ideal for travelers, as there are no additional fees for purchases made outside the U.S.

Who Should Get It: If your life revolves around dining out, catching the latest movies, and streaming your favorite shows, the card_name is a dream come true. Not only does it offer 3% cash back on all the fun stuff, but it also extends that bonus to grocery shopping and streaming services.

Drawbacks: This card may not be as beneficial for those who do not dine out or engage in entertainment activities frequently and the cash back rewards don’t apply to purchases at mega-stores like Walmart® and Target®.

card_name

Cash Back Structure:

3% cash back on the first $6,000 spent annually at U.S. supermarkets (then 1%).
2% cash back on U.S. gas station purchases.
2% cash back on select U.S. department store purchases.
1% cash back on all other purchases.

Annual Fee: annual_fees, For rates and fees of the card_name, please visit See Rates and Fees

Sign-Up Bonus: bonus_miles_full

Key Features:

High Cash Back at Supermarkets: The 3% cash back on U.S. supermarket purchases is beneficial for families or individuals who frequently shop for groceries.
Long Intro APR: Take advantage of a 0% intro APR on purchases and balance transfers for 15 months (reg_apr,reg_apr_type after intro period)
Plan It® Feature: Pay off large purchases over time with a fixed monthly fee, making budgeting a breeze.

Who Should Get It: card_name is best suited for individuals or families who want to earn cash back on everyday spending, particularly at supermarkets and gas stations, without incurring an annual fee.

Drawbacks: The 3% cash back on groceries is capped at $6,000 annually, meaning any spending beyond that will earn only 1%. Additionally, while it offers solid rewards for supermarkets and gas, it may not be as beneficial for those who spend heavily in other categories.

To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: The card_name (See Rates and Fees); The card_name (See Rates and Fees).