Being a very frugal person all my life, thoughts of not having the money to pay off the bills or collections people calling me really scared me for a long time until I learned something special about top credit card offers.
What? Sign-up bonuses and cash rewards — lots of ’em. Free money can always ease some fear, right?
Sign-Up Bonuses and No Annual Fees
One of the reasons, I did not get any credit cards for a long time was because I did not want to pay those annual fees that most credit card companies charged.
Now days, however quite a few cards give you plenty of sign-up bonuses and rewards without charging those pesky annual fees
1 ) Chase Freedom
If you spend $500 within three months of getting your new Chase Freedom credit card, you will score $150 in sign-up bonus. This is a great card for everyday use because there are no category restrictions and gives you 1.5% cash back.
2) Blue Cash Everyday Card from American Express
With this card, you have to spend $1000 within first 3 months to get your $150 sign-up bonus and gives you 3% cash back at U.S. supermarkets and 2% cash back at U.S. gas stations. For all other purchases, Blue Cash Everyday Card gives your 1% cash back reward.
3) Wells Fargo Cash Wise Visa Card
This is a pretty good card from Wells Fargo as it gives you $200 in sign-up bonus after you spend $1000 in the first 3 months of opening your new credit card account. Cash back reward is 1.5% on all purchases and charges no annual fee.
Best Credit Cards for Earning Airline Miles
If you fly a lot or are looking to fly soon, you should consider getting a frequent flyer miles cards. Two listed below are the most popular.
1) Blue Delta SkyMiles Credit Card from American Express
This is one of the most popular credit cards for earning airline miles fast as it gives you 10,000 bonus miles after spending only $500 in the first 3 months of opening your new credit card account. This card earns you 2 miles for every dollar spent directly with Delta.
1) Capital One VentureOne Credit Card
If you don’t want to be tied down to only one airline, then this is the best credit card for earning airline miles that you could use on any airline. It gives you 20,000 bonus miles if you spend $1,000 within 3 months of opening your new credit card account. VentureOne card earns you 1.25 miles for every dollar you spend anywhere.